ZAP Transfer Fees: What You Need to Know
ZAP transfer fees vary depending on the payment method and, in some cases, the transaction amount. Below is a detailed breakdown to help you understand how fees are applied.
1. Transfer Fees by Amount
Amount | Transfer from Balance | Transfer from Linked Account |
|---|---|---|
Transfers of ₦5,000 and below | ₦10 | ₦35 |
Transfers between ₦5,001 and ₦50,000 | ₦25 | ₦35 |
Transfers above ₦50,000 | ₦50 | ₦50 |
2. Transfer Fees by Payment Method
Payment Method | Transfer Fee |
|---|---|
Linked Cards (Nigerian Cards) | 1.5%, capped at N1,500 |
Linked Cards (International Cards) | 3.5% |
Apple Pay | 3.5% |
Note: Linked cards are currently unavailable
3. How to Check Transfer Fees Before Sending Money
To view the exact transfer fee before completing a transaction:
Open the ZAP app and navigate to the Send Money section.
Enter the recipient details and amount.
The applicable transfer fee will be displayed before you confirm the transaction.
Note: Fees are deducted separately from your ZAP balance, so the full transfer amount reaches the recipient. Any changes to the fee structure will be communicated via in-app notifications and on the ZAP website.
Need Help?
If you have further questions regarding our transfer fees, please contact us at zap@paystack.com.