ZAP Account Types and Tiers Explained
ZAP offers different account tiers depending on your account type. Each tier comes with specific verification requirements, transaction limits, and features to ensure secure and seamless transactions.
1. Nigerian Accounts
For users in Nigeria, ZAP provides three account tiers with increasing levels of verification and access to features.
Tier | KYC Requirements | Features | Daily transaction Limit | Balance Limit |
|---|---|---|---|---|
Tier 1 | - BVN | - Linked Accounts | N50,000 | N200,000 |
Tier 2 | - NIN - Selfie - Address Submission | - Apple Pay | N200,000 | N500,000 |
Tier 3 | - Identity document | - Apple Pay | N5,000,000 | N100,000,000 |
Note: Tier 3 is currently unavailable but will be launched soon.
2. Visitor accounts
Tier | KYC Requirements | Features | Daily transaction Limit | Balance Limit |
|---|---|---|---|---|
Tier 1 | - ID Document | - Apple Pay | N500,000 | N/A |
Note: International accounts do not have a balance or bank account features. Linked cards are temporarily unavailable for international users.
You can find the steps to upgrade your account here.
Need Help?
You can reach out to us at zap@paystack.com.